Payment Information

Last Updated: August 2026

At American Furniture, we want your shopping experience to be safe, simple, and convenient. This page provides important information about the payment options available and how we protect your financial information.

1. Accepted Payment Methods

We accept the following payment methods for all purchases:

All prices are displayed and charged in U.S. Dollars (USD).

2. Payment Security

Your security is our top priority. We implement multiple layers of protection to ensure your payment information is safe:

• SSL Encryption: All data transmitted between your browser and our website is encrypted using 256-bit SSL (Secure Socket Layer) technology.
• PCI-DSS Compliance: We are fully compliant with the Payment Card Industry Data Security Standard (PCI-DSS), ensuring your credit card information is handled securely.
• Tokenization: We do not store your full credit card number on our servers. Instead, we use tokenization — your card details are replaced with a unique token that cannot be used outside our payment system.
• Secure Payment Gateways: All transactions are processed through trusted, PCI-compliant third-party payment processors.
• Fraud Detection: We use advanced fraud detection tools to identify and prevent unauthorized transactions.

3. When Is Payment Charged?

• Your payment method is charged at the time you place your order.
• For pre-order or back-order items, you may be charged at the time of order placement or when the item ships, as indicated on the product page.
• If we are unable to fulfill your order, you will receive a full refund.

4. Currency

All transactions are processed in U.S. Dollars (USD). If your payment method is denominated in a different currency, your bank or card issuer may apply a currency conversion fee. Please contact your bank for details on their foreign transaction fees.

5. Payment Authorization

When you place an order:

• We may place a temporary authorization hold on your account to verify that funds are available.
• This hold is not a charge — it will be released by your bank within a few business days if the transaction is not completed.
• The actual charge will occur only when your order is confirmed and processed.

6. Payment Issues

If your payment is declined or fails, please check the following:

• Ensure your card details (number, expiration date, CVV) are entered correctly
• Verify that your billing address matches the address on file with your bank
• Check that your card has sufficient funds or credit available
• Ensure your card is not expired
• Contact your bank to check if the transaction was blocked

If the issue persists, please try a different payment method or contact us for assistance.

7. Refunds

Refunds are processed to the original payment method used for the purchase. Please refer to our Refund and Return Policy for complete details on refund processing times.

8. Fraudulent Transactions

We take payment fraud very seriously. If we detect a potentially fraudulent transaction, we may:

• Cancel the order
• Place a hold on the account
• Request additional verification
• Report the activity to the appropriate authorities

If you believe your payment information has been compromised, please contact us immediately and also notify your bank or card issuer.

9. Taxes

Applicable sales tax will be calculated and displayed at checkout based on your shipping address and local tax regulations. We comply with all applicable state and local tax laws.

10. Contact Us

If you have any questions about payment methods or security, please contact us:

American Furniture
Email: info@americanfurnitured.com
Phone: +1 (571) 283-1451
Business Hours (PST, GMT-08:00): Monday – Sunday, 10:00 AM – 8:00 PM